BFP (Bustamante Financial Planning, LLC) is a registered investment advisory firm in the State of New Mexico. Located in Santa Fe, New Mexico, BFP offers fee-only financial planning and investment advisory services. All content on this website is for information purposes only. Opinions expressed are solely the opinion of Thomas Bustamante, Managing Member of BFP. The material on this website is general in nature, based on information available in the marketplace and is believed to be reliable and authoritative. It is not guaranteed as to its accuracy and should not be applied indiscriminately to individual situations wherein it may not be completely applicable. The presence of this website shall in no direct or indirect way be construed or interpreted as a solicitation to sell or offer to sell investment advisory services to any residents of any state other than the State of New Mexico or where legally permitted.
BFP is committed to safeguarding the confidential information of its clients. We hold all personal information provided to our firm in the strictest confidence. These records include all personal information that we collect from you in connection with any of the services provided by BFP. As you know, we use financial and health information that you provide to us to help you meet your personal financial goals while guarding against any real or perceived infringements of your rights of privacy. Our policy with respect to personal information about you is listed below.
The categories of nonpublic personal information that we collect from a client depend upon the scope of the client engagement. It will include information about your personal finances, information about transactions between you and third parties, information about your health to the extent that it is need for the planning process and/or insurance applications and possibly information from consumer reporting agencies.
Where necessary, we may disclose nonpublic personal information that we receive from you such as your name, address, social security number, assets and income to third party financial services providers, such as brokerage firms, mutual fund companies, insurance agents, accountants and attorneys that you have or intent to have a business relationship with. In all such cases, we provide the third party with only the information necessary to carry out its assigned responsibilities and only for that purpose.
We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law. [For example, disclosing information needed to process or service a financial product that a consumer requests or authorizes and disclosing firm records to federal and state regulators.] We do however, restrict access to nonpublic information about you to those individuals who need to know that information to provide products or services to you and perform their respective duties.
We do not provide your personally identifiable information to mailing list vendors or solicitors for any purpose.
We do not sell information about current or former clients to anyone.
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.
We maintain a secure office and computer environment to ensure that your information is not placed at unreasonable risk.
Personally identifiable information about you will be maintained during the time you are a client, and for the required time thereafter that such records are required to be maintained by federal and state securities laws, and consistent with the CFP Board of Ethics and Professional Responsibility. After this required record retention, all such information will be destroyed.
Sensitive information should not be sent to this email web site because it is not encrypted.
The information provided here is intended to be educational and should not be considered or construed as legal, accounting (tax), or financial planning advice. The strategies described may not be suitable for all individuals. Examples are provided for illustrative purposes only, and no representation is made that a person acting on these examples will achieve the results shown. The characters and circumstances described are fictional; they are not based on any particular past, present, or prospective client of Bustamante Financial Planning.
Although every effort has been made to assure the integrity of this material (including the reliability of websites referred to in the text), no representation or warranty is given as to accuracy or completeness. We encourage you to consult with legal and accounting professionals (as appropriate) before applying any of the strategies discussed to your particular circumstances.